Connecticut Mortgage Guide 2026
Compare 2026 FHA and conforming loan limits across all 9 counties in Connecticut. FHA limits in this state range from $541,287 to $635,375, while conforming limits range from $832,750 to $977,500.
2026 Loan Limits by County in Connecticut
| # | County | FHA Limit (1-Unit) | Conforming Limit (1-Unit) | Median Home Value |
|---|---|---|---|---|
| 1 | Capitol Planning Region | $541,287 | $832,750 | $323,700 |
| 2 | Greater Bridgeport Planning Region | $635,375 | $977,500 | $428,800 |
| 3 | Lower Connecticut River Valley Planning Region | $541,287 | $832,750 | $379,700 |
| 4 | Naugatuck Valley Planning Region | $553,150 | $851,000 | $317,700 |
| 5 | Northeastern Connecticut Planning Region | $541,287 | $832,750 | $307,600 |
| 6 | Northwest Hills Planning Region | $541,287 | $832,750 | $335,600 |
| 7 | South Central Connecticut Planning Region | $541,287 | $832,750 | $353,100 |
| 8 | Southeastern Connecticut Planning Region | $541,287 | $832,750 | $323,400 |
| 9 | Western Connecticut Planning Region | $635,375 | $977,500 | $652,900 |
About Connecticut's Mortgage Market
Connecticut has 9 counties, each with its own FHA and conforming loan limits for 2026. FHA limits in Connecticut range from $541,287 to $635,375 for a single-family home. Conforming limits range from $832,750 to $977,500.
Use our mortgage calculator to compute monthly payments using Connecticut-specific loan limits. Or explore a specific county above for detailed FHA vs conventional comparisons.
Frequently Asked Questions
What is the maximum FHA loan limit in Connecticut?
The highest 2026 FHA limit in Connecticut is $635,375 for a single-family home.
What is the maximum conforming loan limit in Connecticut?
The highest 2026 conforming loan limit in Connecticut is $977,500 for a single-family home. Loans above this threshold are considered "jumbo" and require stricter qualifications.
How many counties are in Connecticut?
Connecticut has 9 counties, each with its own loan limits published annually by FHFA and HUD.
Data Source: FHFA Conforming Loan Limits 2026, HUD FHA Forward Mortgage Limits 2026, U.S. Census Bureau ACS 5-Year Estimates. Public domain. This page is for informational purposes and does not constitute financial advice.