Delaware Mortgage Guide 2026
Compare 2026 FHA and conforming loan limits across all 3 counties in Delaware. FHA limits in this state range from $541,287 to $541,287, while conforming limits range from $832,750 to $832,750.
2026 Loan Limits by County in Delaware
| # | County | FHA Limit (1-Unit) | Conforming Limit (1-Unit) | Median Home Value |
|---|---|---|---|---|
| 1 | Kent County | $541,287 | $832,750 | $316,600 |
| 2 | New Castle County | $541,287 | $832,750 | $352,200 |
| 3 | Sussex County | $541,287 | $832,750 | $382,600 |
About Delaware's Mortgage Market
Delaware has 3 counties, each with its own FHA and conforming loan limits for 2026. FHA limits in Delaware range from $541,287 to $541,287 for a single-family home. Conforming limits range from $832,750 to $832,750.
Use our mortgage calculator to compute monthly payments using Delaware-specific loan limits. Or explore a specific county above for detailed FHA vs conventional comparisons.
Frequently Asked Questions
What is the maximum FHA loan limit in Delaware?
The highest 2026 FHA limit in Delaware is $541,287 for a single-family home.
What is the maximum conforming loan limit in Delaware?
The highest 2026 conforming loan limit in Delaware is $832,750 for a single-family home. Loans above this threshold are considered "jumbo" and require stricter qualifications.
How many counties are in Delaware?
Delaware has 3 counties, each with its own loan limits published annually by FHFA and HUD.
Data Source: FHFA Conforming Loan Limits 2026, HUD FHA Forward Mortgage Limits 2026, U.S. Census Bureau ACS 5-Year Estimates. Public domain. This page is for informational purposes and does not constitute financial advice.