District of Columbia Mortgage Guide 2026
Compare 2026 FHA and conforming loan limits across all 1 counties in District of Columbia. FHA limits in this state range from $811,931 to $811,931, while conforming limits range from $1,249,125 to $1,249,125.
2026 Loan Limits by County in District of Columbia
| # | County | FHA Limit (1-Unit) | Conforming Limit (1-Unit) | Median Home Value |
|---|---|---|---|---|
| 1 | District of Columbia | $811,931 | $1,249,125 | $737,100 |
About District of Columbia's Mortgage Market
District of Columbia has 1 counties, each with its own FHA and conforming loan limits for 2026. FHA limits in District of Columbia range from $811,931 to $811,931 for a single-family home. Conforming limits range from $1,249,125 to $1,249,125.
Use our mortgage calculator to compute monthly payments using District of Columbia-specific loan limits. Or explore a specific county above for detailed FHA vs conventional comparisons.
Frequently Asked Questions
What is the maximum FHA loan limit in District of Columbia?
The highest 2026 FHA limit in District of Columbia is $811,931 for a single-family home.
What is the maximum conforming loan limit in District of Columbia?
The highest 2026 conforming loan limit in District of Columbia is $1,249,125 for a single-family home. Loans above this threshold are considered "jumbo" and require stricter qualifications.
How many counties are in District of Columbia?
District of Columbia has 1 counties, each with its own loan limits published annually by FHFA and HUD.
Data Source: FHFA Conforming Loan Limits 2026, HUD FHA Forward Mortgage Limits 2026, U.S. Census Bureau ACS 5-Year Estimates. Public domain. This page is for informational purposes and does not constitute financial advice.