Indiana Mortgage Guide 2026
Compare 2026 FHA and conforming loan limits across all 92 counties in Indiana. FHA limits in this state range from $541,287 to $541,287, while conforming limits range from $832,750 to $832,750.
2026 Loan Limits by County in Indiana
| # | County | FHA Limit (1-Unit) | Conforming Limit (1-Unit) | Median Home Value |
|---|---|---|---|---|
| 1 | Adams County | $541,287 | $832,750 | $178,400 |
| 2 | Allen County | $541,287 | $832,750 | $214,900 |
| 3 | Bartholomew County | $541,287 | $832,750 | $232,800 |
| 4 | Benton County | $541,287 | $832,750 | $151,000 |
| 5 | Blackford County | $541,287 | $832,750 | $107,500 |
| 6 | Boone County | $541,287 | $832,750 | $376,200 |
| 7 | Brown County | $541,287 | $832,750 | $269,100 |
| 8 | Carroll County | $541,287 | $832,750 | $180,900 |
| 9 | Cass County | $541,287 | $832,750 | $133,800 |
| 10 | Clark County | $541,287 | $832,750 | $222,900 |
| 11 | Clay County | $541,287 | $832,750 | $153,000 |
| 12 | Clinton County | $541,287 | $832,750 | $164,100 |
| 13 | Crawford County | $541,287 | $832,750 | $117,700 |
| 14 | Daviess County | $541,287 | $832,750 | $197,200 |
| 15 | DeKalb County | $541,287 | $832,750 | $194,100 |
| 16 | Dearborn County | $541,287 | $832,750 | $243,400 |
| 17 | Decatur County | $541,287 | $832,750 | $199,100 |
| 18 | Delaware County | $541,287 | $832,750 | $139,400 |
| 19 | Dubois County | $541,287 | $832,750 | $230,100 |
| 20 | Elkhart County | $541,287 | $832,750 | $210,400 |
| 21 | Fayette County | $541,287 | $832,750 | $130,700 |
| 22 | Floyd County | $541,287 | $832,750 | $251,000 |
| 23 | Fountain County | $541,287 | $832,750 | $143,400 |
| 24 | Franklin County | $541,287 | $832,750 | $249,500 |
| 25 | Fulton County | $541,287 | $832,750 | $156,500 |
| 26 | Gibson County | $541,287 | $832,750 | $180,000 |
| 27 | Grant County | $541,287 | $832,750 | $122,300 |
| 28 | Greene County | $541,287 | $832,750 | $153,200 |
| 29 | Hamilton County | $541,287 | $832,750 | $405,500 |
| 30 | Hancock County | $541,287 | $832,750 | $274,800 |
| 31 | Harrison County | $541,287 | $832,750 | $229,600 |
| 32 | Hendricks County | $541,287 | $832,750 | $307,600 |
| 33 | Henry County | $541,287 | $832,750 | $154,400 |
| 34 | Howard County | $541,287 | $832,750 | $165,000 |
| 35 | Huntington County | $541,287 | $832,750 | $161,600 |
| 36 | Jackson County | $541,287 | $832,750 | $178,300 |
| 37 | Jasper County | $541,287 | $832,750 | $221,500 |
| 38 | Jay County | $541,287 | $832,750 | $117,500 |
| 39 | Jefferson County | $541,287 | $832,750 | $194,600 |
| 40 | Jennings County | $541,287 | $832,750 | $161,500 |
| 41 | Johnson County | $541,287 | $832,750 | $284,600 |
| 42 | Knox County | $541,287 | $832,750 | $137,700 |
| 43 | Kosciusko County | $541,287 | $832,750 | $216,000 |
| 44 | LaGrange County | $541,287 | $832,750 | $255,900 |
| 45 | LaPorte County | $541,287 | $832,750 | $195,500 |
| 46 | Lake County | $541,287 | $832,750 | $230,600 |
| 47 | Lawrence County | $541,287 | $832,750 | $175,000 |
| 48 | Madison County | $541,287 | $832,750 | $161,300 |
| 49 | Marion County | $541,287 | $832,750 | $224,000 |
| 50 | Marshall County | $541,287 | $832,750 | $204,900 |
| 51 | Martin County | $541,287 | $832,750 | $159,400 |
| 52 | Miami County | $541,287 | $832,750 | $126,200 |
| 53 | Monroe County | $541,287 | $832,750 | $285,200 |
| 54 | Montgomery County | $541,287 | $832,750 | $171,800 |
| 55 | Morgan County | $541,287 | $832,750 | $237,600 |
| 56 | Newton County | $541,287 | $832,750 | $171,500 |
| 57 | Noble County | $541,287 | $832,750 | $196,800 |
| 58 | Ohio County | $541,287 | $832,750 | $213,100 |
| 59 | Orange County | $541,287 | $832,750 | $158,700 |
| 60 | Owen County | $541,287 | $832,750 | $172,400 |
| 61 | Parke County | $541,287 | $832,750 | $151,200 |
| 62 | Perry County | $541,287 | $832,750 | $163,400 |
| 63 | Pike County | $541,287 | $832,750 | $154,900 |
| 64 | Porter County | $541,287 | $832,750 | $281,500 |
| 65 | Posey County | $541,287 | $832,750 | $222,900 |
| 66 | Pulaski County | $541,287 | $832,750 | $156,400 |
| 67 | Putnam County | $541,287 | $832,750 | $218,900 |
| 68 | Randolph County | $541,287 | $832,750 | $113,400 |
| 69 | Ripley County | $541,287 | $832,750 | $222,500 |
| 70 | Rush County | $541,287 | $832,750 | $166,800 |
| 71 | Scott County | $541,287 | $832,750 | $158,400 |
| 72 | Shelby County | $541,287 | $832,750 | $212,400 |
| 73 | Spencer County | $541,287 | $832,750 | $185,200 |
| 74 | St. Joseph County | $541,287 | $832,750 | $192,800 |
| 75 | Starke County | $541,287 | $832,750 | $157,700 |
| 76 | Steuben County | $541,287 | $832,750 | $216,200 |
| 77 | Sullivan County | $541,287 | $832,750 | $131,100 |
| 78 | Switzerland County | $541,287 | $832,750 | $175,800 |
| 79 | Tippecanoe County | $541,287 | $832,750 | $239,300 |
| 80 | Tipton County | $541,287 | $832,750 | $174,600 |
| 81 | Union County | $541,287 | $832,750 | $173,500 |
| 82 | Vanderburgh County | $541,287 | $832,750 | $184,000 |
| 83 | Vermillion County | $541,287 | $832,750 | $113,100 |
| 84 | Vigo County | $541,287 | $832,750 | $148,500 |
| 85 | Wabash County | $541,287 | $832,750 | $157,200 |
| 86 | Warren County | $541,287 | $832,750 | $182,500 |
| 87 | Warrick County | $541,287 | $832,750 | $242,500 |
| 88 | Washington County | $541,287 | $832,750 | $172,200 |
| 89 | Wayne County | $541,287 | $832,750 | $140,200 |
| 90 | Wells County | $541,287 | $832,750 | $197,600 |
| 91 | White County | $541,287 | $832,750 | $175,900 |
| 92 | Whitley County | $541,287 | $832,750 | $219,400 |
About Indiana's Mortgage Market
Indiana has 92 counties, each with its own FHA and conforming loan limits for 2026. FHA limits in Indiana range from $541,287 to $541,287 for a single-family home. Conforming limits range from $832,750 to $832,750.
Use our mortgage calculator to compute monthly payments using Indiana-specific loan limits. Or explore a specific county above for detailed FHA vs conventional comparisons.
Frequently Asked Questions
What is the maximum FHA loan limit in Indiana?
The highest 2026 FHA limit in Indiana is $541,287 for a single-family home.
What is the maximum conforming loan limit in Indiana?
The highest 2026 conforming loan limit in Indiana is $832,750 for a single-family home. Loans above this threshold are considered "jumbo" and require stricter qualifications.
How many counties are in Indiana?
Indiana has 92 counties, each with its own loan limits published annually by FHFA and HUD.
Data Source: FHFA Conforming Loan Limits 2026, HUD FHA Forward Mortgage Limits 2026, U.S. Census Bureau ACS 5-Year Estimates. Public domain. This page is for informational purposes and does not constitute financial advice.