Kansas Mortgage Guide 2026
Compare 2026 FHA and conforming loan limits across all 105 counties in Kansas. FHA limits in this state range from $541,287 to $541,287, while conforming limits range from $832,750 to $832,750.
Avg FHA Limit
$541,287
Avg Conforming
$832,750
Max FHA Limit
$541,287
Counties
105
2026 Loan Limits by County in Kansas
| # | County | FHA Limit (1-Unit) | Conforming Limit (1-Unit) | Median Home Value |
|---|---|---|---|---|
| 1 | Allen County | $541,287 | $832,750 | $107,600 |
| 2 | Anderson County | $541,287 | $832,750 | $171,400 |
| 3 | Atchison County | $541,287 | $832,750 | $145,700 |
| 4 | Barber County | $541,287 | $832,750 | $97,000 |
| 5 | Barton County | $541,287 | $832,750 | $126,400 |
| 6 | Bourbon County | $541,287 | $832,750 | $113,800 |
| 7 | Brown County | $541,287 | $832,750 | $118,100 |
| 8 | Butler County | $541,287 | $832,750 | $217,600 |
| 9 | Chase County | $541,287 | $832,750 | $109,700 |
| 10 | Chautauqua County | $541,287 | $832,750 | $65,500 |
| 11 | Cherokee County | $541,287 | $832,750 | $100,100 |
| 12 | Cheyenne County | $541,287 | $832,750 | $125,900 |
| 13 | Clark County | $541,287 | $832,750 | $87,600 |
| 14 | Clay County | $541,287 | $832,750 | $155,900 |
| 15 | Cloud County | $541,287 | $832,750 | $100,000 |
| 16 | Coffey County | $541,287 | $832,750 | $157,400 |
| 17 | Comanche County | $541,287 | $832,750 | $69,600 |
| 18 | Cowley County | $541,287 | $832,750 | $120,900 |
| 19 | Crawford County | $541,287 | $832,750 | $132,600 |
| 20 | Decatur County | $541,287 | $832,750 | $89,500 |
| 21 | Dickinson County | $541,287 | $832,750 | $146,800 |
| 22 | Doniphan County | $541,287 | $832,750 | $135,200 |
| 23 | Douglas County | $541,287 | $832,750 | $309,400 |
| 24 | Edwards County | $541,287 | $832,750 | $70,900 |
| 25 | Elk County | $541,287 | $832,750 | $68,500 |
| 26 | Ellis County | $541,287 | $832,750 | $216,300 |
| 27 | Ellsworth County | $541,287 | $832,750 | $114,900 |
| 28 | Finney County | $541,287 | $832,750 | $201,400 |
| 29 | Ford County | $541,287 | $832,750 | $151,100 |
| 30 | Franklin County | $541,287 | $832,750 | $198,700 |
| 31 | Geary County | $541,287 | $832,750 | $172,700 |
| 32 | Gove County | $541,287 | $832,750 | $118,400 |
| 33 | Graham County | $541,287 | $832,750 | $89,900 |
| 34 | Grant County | $541,287 | $832,750 | $110,300 |
| 35 | Gray County | $541,287 | $832,750 | $206,000 |
| 36 | Greeley County | $541,287 | $832,750 | $115,200 |
| 37 | Greenwood County | $541,287 | $832,750 | $88,700 |
| 38 | Hamilton County | $541,287 | $832,750 | $115,800 |
| 39 | Harper County | $541,287 | $832,750 | $83,800 |
| 40 | Harvey County | $541,287 | $832,750 | $180,300 |
| 41 | Haskell County | $541,287 | $832,750 | $165,100 |
| 42 | Hodgeman County | $541,287 | $832,750 | $101,600 |
| 43 | Jackson County | $541,287 | $832,750 | $207,300 |
| 44 | Jefferson County | $541,287 | $832,750 | $216,900 |
| 45 | Jewell County | $541,287 | $832,750 | $64,600 |
| 46 | Johnson County | $541,287 | $832,750 | $391,200 |
| 47 | Kearny County | $541,287 | $832,750 | $200,900 |
| 48 | Kingman County | $541,287 | $832,750 | $111,100 |
| 49 | Kiowa County | $541,287 | $832,750 | $155,300 |
| 50 | Labette County | $541,287 | $832,750 | $94,600 |
| 51 | Lane County | $541,287 | $832,750 | $127,100 |
| 52 | Leavenworth County | $541,287 | $832,750 | $282,900 |
| 53 | Lincoln County | $541,287 | $832,750 | $96,900 |
| 54 | Linn County | $541,287 | $832,750 | $173,600 |
| 55 | Logan County | $541,287 | $832,750 | $117,900 |
| 56 | Lyon County | $541,287 | $832,750 | $150,600 |
| 57 | Marion County | $541,287 | $832,750 | $124,200 |
| 58 | Marshall County | $541,287 | $832,750 | $127,700 |
| 59 | McPherson County | $541,287 | $832,750 | $211,200 |
| 60 | Meade County | $541,287 | $832,750 | $148,900 |
| 61 | Miami County | $541,287 | $832,750 | $287,700 |
| 62 | Mitchell County | $541,287 | $832,750 | $133,800 |
| 63 | Montgomery County | $541,287 | $832,750 | $101,700 |
| 64 | Morris County | $541,287 | $832,750 | $129,600 |
| 65 | Morton County | $541,287 | $832,750 | $96,100 |
| 66 | Nemaha County | $541,287 | $832,750 | $217,200 |
| 67 | Neosho County | $541,287 | $832,750 | $111,300 |
| 68 | Ness County | $541,287 | $832,750 | $89,700 |
| 69 | Norton County | $541,287 | $832,750 | $101,500 |
| 70 | Osage County | $541,287 | $832,750 | $156,800 |
| 71 | Osborne County | $541,287 | $832,750 | $86,400 |
| 72 | Ottawa County | $541,287 | $832,750 | $166,000 |
| 73 | Pawnee County | $541,287 | $832,750 | $93,000 |
| 74 | Phillips County | $541,287 | $832,750 | $96,500 |
| 75 | Pottawatomie County | $541,287 | $832,750 | $245,900 |
| 76 | Pratt County | $541,287 | $832,750 | $114,600 |
| 77 | Rawlins County | $541,287 | $832,750 | $103,800 |
| 78 | Reno County | $541,287 | $832,750 | $132,500 |
| 79 | Republic County | $541,287 | $832,750 | $75,600 |
| 80 | Rice County | $541,287 | $832,750 | $104,600 |
| 81 | Riley County | $541,287 | $832,750 | $237,100 |
| 82 | Rooks County | $541,287 | $832,750 | $89,000 |
| 83 | Rush County | $541,287 | $832,750 | $83,600 |
| 84 | Russell County | $541,287 | $832,750 | $119,000 |
| 85 | Saline County | $541,287 | $832,750 | $179,600 |
| 86 | Scott County | $541,287 | $832,750 | $160,000 |
| 87 | Sedgwick County | $541,287 | $832,750 | $203,300 |
| 88 | Seward County | $541,287 | $832,750 | $136,500 |
| 89 | Shawnee County | $541,287 | $832,750 | $180,900 |
| 90 | Sheridan County | $541,287 | $832,750 | $167,200 |
| 91 | Sherman County | $541,287 | $832,750 | $136,700 |
| 92 | Smith County | $541,287 | $832,750 | $94,100 |
| 93 | Stafford County | $541,287 | $832,750 | $97,600 |
| 94 | Stanton County | $541,287 | $832,750 | $67,800 |
| 95 | Stevens County | $541,287 | $832,750 | $129,300 |
| 96 | Sumner County | $541,287 | $832,750 | $135,100 |
| 97 | Thomas County | $541,287 | $832,750 | $172,700 |
| 98 | Trego County | $541,287 | $832,750 | $120,900 |
| 99 | Wabaunsee County | $541,287 | $832,750 | $177,300 |
| 100 | Wallace County | $541,287 | $832,750 | $105,000 |
| 101 | Washington County | $541,287 | $832,750 | $117,100 |
| 102 | Wichita County | $541,287 | $832,750 | $99,300 |
| 103 | Wilson County | $541,287 | $832,750 | $93,500 |
| 104 | Woodson County | $541,287 | $832,750 | $81,200 |
| 105 | Wyandotte County | $541,287 | $832,750 | $172,300 |
About Kansas's Mortgage Market
Kansas has 105 counties, each with its own FHA and conforming loan limits for 2026. FHA limits in Kansas range from $541,287 to $541,287 for a single-family home. Conforming limits range from $832,750 to $832,750.
Use our mortgage calculator to compute monthly payments using Kansas-specific loan limits. Or explore a specific county above for detailed FHA vs conventional comparisons.
Frequently Asked Questions
What is the maximum FHA loan limit in Kansas?
The highest 2026 FHA limit in Kansas is $541,287 for a single-family home.
What is the maximum conforming loan limit in Kansas?
The highest 2026 conforming loan limit in Kansas is $832,750 for a single-family home. Loans above this threshold are considered "jumbo" and require stricter qualifications.
How many counties are in Kansas?
Kansas has 105 counties, each with its own loan limits published annually by FHFA and HUD.
Data Source: FHFA Conforming Loan Limits 2026, HUD FHA Forward Mortgage Limits 2026, U.S. Census Bureau ACS 5-Year Estimates. Public domain. This page is for informational purposes and does not constitute financial advice.