Louisiana Mortgage Guide 2026
Compare 2026 FHA and conforming loan limits across all 64 counties in Louisiana. FHA limits in this state range from $541,287 to $541,287, while conforming limits range from $832,750 to $832,750.
2026 Loan Limits by County in Louisiana
| # | County | FHA Limit (1-Unit) | Conforming Limit (1-Unit) | Median Home Value |
|---|---|---|---|---|
| 1 | Acadia Parish | $541,287 | $832,750 | $155,500 |
| 2 | Allen Parish | $541,287 | $832,750 | $104,500 |
| 3 | Ascension Parish | $541,287 | $832,750 | $279,600 |
| 4 | Assumption Parish | $541,287 | $832,750 | $150,300 |
| 5 | Avoyelles Parish | $541,287 | $832,750 | $122,400 |
| 6 | Beauregard Parish | $541,287 | $832,750 | $161,700 |
| 7 | Bienville Parish | $541,287 | $832,750 | $99,500 |
| 8 | Bossier Parish | $541,287 | $832,750 | $227,200 |
| 9 | Caddo Parish | $541,287 | $832,750 | $175,700 |
| 10 | Calcasieu Parish | $541,287 | $832,750 | $217,000 |
| 11 | Caldwell Parish | $541,287 | $832,750 | $93,300 |
| 12 | Cameron Parish | $541,287 | $832,750 | $202,500 |
| 13 | Catahoula Parish | $541,287 | $832,750 | $101,800 |
| 14 | Claiborne Parish | $541,287 | $832,750 | $82,100 |
| 15 | Concordia Parish | $541,287 | $832,750 | $103,800 |
| 16 | De Soto Parish | $541,287 | $832,750 | $154,900 |
| 17 | East Baton Rouge Parish | $541,287 | $832,750 | $248,800 |
| 18 | East Carroll Parish | $541,287 | $832,750 | $100,500 |
| 19 | East Feliciana Parish | $541,287 | $832,750 | $228,100 |
| 20 | Evangeline Parish | $541,287 | $832,750 | $124,600 |
| 21 | Franklin Parish | $541,287 | $832,750 | $113,000 |
| 22 | Grant Parish | $541,287 | $832,750 | $143,300 |
| 23 | Iberia Parish | $541,287 | $832,750 | $164,500 |
| 24 | Iberville Parish | $541,287 | $832,750 | $172,800 |
| 25 | Jackson Parish | $541,287 | $832,750 | $115,600 |
| 26 | Jefferson Davis Parish | $541,287 | $832,750 | $150,800 |
| 27 | Jefferson Parish | $541,287 | $832,750 | $251,400 |
| 28 | LaSalle Parish | $541,287 | $832,750 | $119,500 |
| 29 | Lafayette Parish | $541,287 | $832,750 | $242,900 |
| 30 | Lafourche Parish | $541,287 | $832,750 | $193,900 |
| 31 | Lincoln Parish | $541,287 | $832,750 | $210,100 |
| 32 | Livingston Parish | $541,287 | $832,750 | $230,600 |
| 33 | Madison Parish | $541,287 | $832,750 | $96,200 |
| 34 | Morehouse Parish | $541,287 | $832,750 | $118,800 |
| 35 | Natchitoches Parish | $541,287 | $832,750 | $171,300 |
| 36 | Orleans Parish | $541,287 | $832,750 | $315,700 |
| 37 | Ouachita Parish | $541,287 | $832,750 | $194,400 |
| 38 | Plaquemines Parish | $541,287 | $832,750 | $282,900 |
| 39 | Pointe Coupee Parish | $541,287 | $832,750 | $179,300 |
| 40 | Rapides Parish | $541,287 | $832,750 | $181,100 |
| 41 | Red River Parish | $541,287 | $832,750 | $119,700 |
| 42 | Richland Parish | $541,287 | $832,750 | $141,900 |
| 43 | Sabine Parish | $541,287 | $832,750 | $123,100 |
| 44 | St. Bernard Parish | $541,287 | $832,750 | $202,500 |
| 45 | St. Charles Parish | $541,287 | $832,750 | $263,700 |
| 46 | St. Helena Parish | $541,287 | $832,750 | $77,300 |
| 47 | St. James Parish | $541,287 | $832,750 | $211,800 |
| 48 | St. John the Baptist Parish | $541,287 | $832,750 | $193,200 |
| 49 | St. Landry Parish | $541,287 | $832,750 | $142,500 |
| 50 | St. Martin Parish | $541,287 | $832,750 | $164,200 |
| 51 | St. Mary Parish | $541,287 | $832,750 | $138,900 |
| 52 | St. Tammany Parish | $541,287 | $832,750 | $284,000 |
| 53 | Tangipahoa Parish | $541,287 | $832,750 | $212,900 |
| 54 | Tensas Parish | $541,287 | $832,750 | $86,300 |
| 55 | Terrebonne Parish | $541,287 | $832,750 | $187,200 |
| 56 | Union Parish | $541,287 | $832,750 | $112,500 |
| 57 | Vermilion Parish | $541,287 | $832,750 | $163,300 |
| 58 | Vernon Parish | $541,287 | $832,750 | $156,000 |
| 59 | Washington Parish | $541,287 | $832,750 | $155,700 |
| 60 | Webster Parish | $541,287 | $832,750 | $114,500 |
| 61 | West Baton Rouge Parish | $541,287 | $832,750 | $229,900 |
| 62 | West Carroll Parish | $541,287 | $832,750 | $94,400 |
| 63 | West Feliciana Parish | $541,287 | $832,750 | $245,700 |
| 64 | Winn Parish | $541,287 | $832,750 | $108,500 |
About Louisiana's Mortgage Market
Louisiana has 64 counties, each with its own FHA and conforming loan limits for 2026. FHA limits in Louisiana range from $541,287 to $541,287 for a single-family home. Conforming limits range from $832,750 to $832,750.
Use our mortgage calculator to compute monthly payments using Louisiana-specific loan limits. Or explore a specific county above for detailed FHA vs conventional comparisons.
Frequently Asked Questions
What is the maximum FHA loan limit in Louisiana?
The highest 2026 FHA limit in Louisiana is $541,287 for a single-family home.
What is the maximum conforming loan limit in Louisiana?
The highest 2026 conforming loan limit in Louisiana is $832,750 for a single-family home. Loans above this threshold are considered "jumbo" and require stricter qualifications.
How many counties are in Louisiana?
Louisiana has 64 counties, each with its own loan limits published annually by FHFA and HUD.
Data Source: FHFA Conforming Loan Limits 2026, HUD FHA Forward Mortgage Limits 2026, U.S. Census Bureau ACS 5-Year Estimates. Public domain. This page is for informational purposes and does not constitute financial advice.