Nebraska Mortgage Guide 2026
Compare 2026 FHA and conforming loan limits across all 93 counties in Nebraska. FHA limits in this state range from $541,287 to $541,287, while conforming limits range from $832,750 to $832,750.
2026 Loan Limits by County in Nebraska
| # | County | FHA Limit (1-Unit) | Conforming Limit (1-Unit) | Median Home Value |
|---|---|---|---|---|
| 1 | Adams County | $541,287 | $832,750 | $193,100 |
| 2 | Antelope County | $541,287 | $832,750 | $130,300 |
| 3 | Arthur County | $541,287 | $832,750 | $185,900 |
| 4 | Banner County | $541,287 | $832,750 | $205,700 |
| 5 | Blaine County | $541,287 | $832,750 | $116,900 |
| 6 | Boone County | $541,287 | $832,750 | $173,700 |
| 7 | Box Butte County | $541,287 | $832,750 | $166,600 |
| 8 | Boyd County | $541,287 | $832,750 | $104,000 |
| 9 | Brown County | $541,287 | $832,750 | $113,900 |
| 10 | Buffalo County | $541,287 | $832,750 | $246,400 |
| 11 | Burt County | $541,287 | $832,750 | $147,000 |
| 12 | Butler County | $541,287 | $832,750 | $184,200 |
| 13 | Cass County | $541,287 | $832,750 | $254,900 |
| 14 | Cedar County | $541,287 | $832,750 | $185,000 |
| 15 | Chase County | $541,287 | $832,750 | $165,900 |
| 16 | Cherry County | $541,287 | $832,750 | $152,200 |
| 17 | Cheyenne County | $541,287 | $832,750 | $139,700 |
| 18 | Clay County | $541,287 | $832,750 | $155,600 |
| 19 | Colfax County | $541,287 | $832,750 | $144,700 |
| 20 | Cuming County | $541,287 | $832,750 | $178,800 |
| 21 | Custer County | $541,287 | $832,750 | $157,800 |
| 22 | Dakota County | $541,287 | $832,750 | $185,700 |
| 23 | Dawes County | $541,287 | $832,750 | $150,900 |
| 24 | Dawson County | $541,287 | $832,750 | $166,200 |
| 25 | Deuel County | $541,287 | $832,750 | $100,200 |
| 26 | Dixon County | $541,287 | $832,750 | $155,900 |
| 27 | Dodge County | $541,287 | $832,750 | $208,600 |
| 28 | Douglas County | $541,287 | $832,750 | $266,100 |
| 29 | Dundy County | $541,287 | $832,750 | $143,400 |
| 30 | Fillmore County | $541,287 | $832,750 | $151,000 |
| 31 | Franklin County | $541,287 | $832,750 | $95,600 |
| 32 | Frontier County | $541,287 | $832,750 | $149,800 |
| 33 | Furnas County | $541,287 | $832,750 | $98,400 |
| 34 | Gage County | $541,287 | $832,750 | $174,000 |
| 35 | Garden County | $541,287 | $832,750 | $110,400 |
| 36 | Garfield County | $541,287 | $832,750 | $176,600 |
| 37 | Gosper County | $541,287 | $832,750 | $228,500 |
| 38 | Grant County | $541,287 | $832,750 | $136,700 |
| 39 | Greeley County | $541,287 | $832,750 | $120,000 |
| 40 | Hall County | $541,287 | $832,750 | $224,600 |
| 41 | Hamilton County | $541,287 | $832,750 | $253,700 |
| 42 | Harlan County | $541,287 | $832,750 | $145,800 |
| 43 | Hayes County | $541,287 | $832,750 | $128,100 |
| 44 | Hitchcock County | $541,287 | $832,750 | $96,700 |
| 45 | Holt County | $541,287 | $832,750 | $165,100 |
| 46 | Hooker County | $541,287 | $832,750 | $93,800 |
| 47 | Howard County | $541,287 | $832,750 | $209,100 |
| 48 | Jefferson County | $541,287 | $832,750 | $129,500 |
| 49 | Johnson County | $541,287 | $832,750 | $155,500 |
| 50 | Kearney County | $541,287 | $832,750 | $223,400 |
| 51 | Keith County | $541,287 | $832,750 | $168,000 |
| 52 | Keya Paha County | $541,287 | $832,750 | $108,800 |
| 53 | Kimball County | $541,287 | $832,750 | $109,400 |
| 54 | Knox County | $541,287 | $832,750 | $127,700 |
| 55 | Lancaster County | $541,287 | $832,750 | $275,200 |
| 56 | Lincoln County | $541,287 | $832,750 | $189,500 |
| 57 | Logan County | $541,287 | $832,750 | $175,000 |
| 58 | Loup County | $541,287 | $832,750 | $182,300 |
| 59 | Madison County | $541,287 | $832,750 | $208,500 |
| 60 | McPherson County | $541,287 | $832,750 | $121,600 |
| 61 | Merrick County | $541,287 | $832,750 | $175,900 |
| 62 | Morrill County | $541,287 | $832,750 | $116,100 |
| 63 | Nance County | $541,287 | $832,750 | $132,000 |
| 64 | Nemaha County | $541,287 | $832,750 | $131,700 |
| 65 | Nuckolls County | $541,287 | $832,750 | $96,500 |
| 66 | Otoe County | $541,287 | $832,750 | $201,600 |
| 67 | Pawnee County | $541,287 | $832,750 | $79,400 |
| 68 | Perkins County | $541,287 | $832,750 | $157,200 |
| 69 | Phelps County | $541,287 | $832,750 | $194,900 |
| 70 | Pierce County | $541,287 | $832,750 | $196,000 |
| 71 | Platte County | $541,287 | $832,750 | $223,900 |
| 72 | Polk County | $541,287 | $832,750 | $189,900 |
| 73 | Red Willow County | $541,287 | $832,750 | $159,600 |
| 74 | Richardson County | $541,287 | $832,750 | $100,300 |
| 75 | Rock County | $541,287 | $832,750 | $117,500 |
| 76 | Saline County | $541,287 | $832,750 | $197,400 |
| 77 | Sarpy County | $541,287 | $832,750 | $314,100 |
| 78 | Saunders County | $541,287 | $832,750 | $271,700 |
| 79 | Scotts Bluff County | $541,287 | $832,750 | $168,500 |
| 80 | Seward County | $541,287 | $832,750 | $241,300 |
| 81 | Sheridan County | $541,287 | $832,750 | $113,400 |
| 82 | Sherman County | $541,287 | $832,750 | $152,000 |
| 83 | Sioux County | $541,287 | $832,750 | $99,300 |
| 84 | Stanton County | $541,287 | $832,750 | $195,400 |
| 85 | Thayer County | $541,287 | $832,750 | $122,800 |
| 86 | Thomas County | $541,287 | $832,750 | $109,200 |
| 87 | Thurston County | $541,287 | $832,750 | $114,600 |
| 88 | Valley County | $541,287 | $832,750 | $154,600 |
| 89 | Washington County | $541,287 | $832,750 | $297,600 |
| 90 | Wayne County | $541,287 | $832,750 | $221,600 |
| 91 | Webster County | $541,287 | $832,750 | $117,600 |
| 92 | Wheeler County | $541,287 | $832,750 | $146,500 |
| 93 | York County | $541,287 | $832,750 | $189,400 |
About Nebraska's Mortgage Market
Nebraska has 93 counties, each with its own FHA and conforming loan limits for 2026. FHA limits in Nebraska range from $541,287 to $541,287 for a single-family home. Conforming limits range from $832,750 to $832,750.
Use our mortgage calculator to compute monthly payments using Nebraska-specific loan limits. Or explore a specific county above for detailed FHA vs conventional comparisons.
Frequently Asked Questions
What is the maximum FHA loan limit in Nebraska?
The highest 2026 FHA limit in Nebraska is $541,287 for a single-family home.
What is the maximum conforming loan limit in Nebraska?
The highest 2026 conforming loan limit in Nebraska is $832,750 for a single-family home. Loans above this threshold are considered "jumbo" and require stricter qualifications.
How many counties are in Nebraska?
Nebraska has 93 counties, each with its own loan limits published annually by FHFA and HUD.
Data Source: FHFA Conforming Loan Limits 2026, HUD FHA Forward Mortgage Limits 2026, U.S. Census Bureau ACS 5-Year Estimates. Public domain. This page is for informational purposes and does not constitute financial advice.