New Hampshire Mortgage Guide 2026
Compare 2026 FHA and conforming loan limits across all 10 counties in New Hampshire. FHA limits in this state range from $541,287 to $625,657, while conforming limits range from $832,750 to $962,550.
2026 Loan Limits by County in New Hampshire
| # | County | FHA Limit (1-Unit) | Conforming Limit (1-Unit) | Median Home Value |
|---|---|---|---|---|
| 1 | Belknap County | $541,287 | $832,750 | $374,900 |
| 2 | Carroll County | $541,287 | $832,750 | $388,900 |
| 3 | Cheshire County | $541,287 | $832,750 | $280,100 |
| 4 | Coos County | $541,287 | $832,750 | $188,900 |
| 5 | Grafton County | $541,287 | $832,750 | $344,500 |
| 6 | Hillsborough County | $541,287 | $832,750 | $421,100 |
| 7 | Merrimack County | $541,287 | $832,750 | $367,600 |
| 8 | Rockingham County | $625,657 | $962,550 | $497,500 |
| 9 | Strafford County | $625,657 | $962,550 | $362,800 |
| 10 | Sullivan County | $541,287 | $832,750 | $268,700 |
About New Hampshire's Mortgage Market
New Hampshire has 10 counties, each with its own FHA and conforming loan limits for 2026. FHA limits in New Hampshire range from $541,287 to $625,657 for a single-family home. Conforming limits range from $832,750 to $962,550.
Use our mortgage calculator to compute monthly payments using New Hampshire-specific loan limits. Or explore a specific county above for detailed FHA vs conventional comparisons.
Frequently Asked Questions
What is the maximum FHA loan limit in New Hampshire?
The highest 2026 FHA limit in New Hampshire is $625,657 for a single-family home.
What is the maximum conforming loan limit in New Hampshire?
The highest 2026 conforming loan limit in New Hampshire is $962,550 for a single-family home. Loans above this threshold are considered "jumbo" and require stricter qualifications.
How many counties are in New Hampshire?
New Hampshire has 10 counties, each with its own loan limits published annually by FHFA and HUD.
Data Source: FHFA Conforming Loan Limits 2026, HUD FHA Forward Mortgage Limits 2026, U.S. Census Bureau ACS 5-Year Estimates. Public domain. This page is for informational purposes and does not constitute financial advice.