Oregon Mortgage Guide 2026
Compare 2026 FHA and conforming loan limits across all 36 counties in Oregon. FHA limits in this state range from $541,287 to $541,287, while conforming limits range from $832,750 to $832,750.
2026 Loan Limits by County in Oregon
| # | County | FHA Limit (1-Unit) | Conforming Limit (1-Unit) | Median Home Value |
|---|---|---|---|---|
| 1 | Baker County | $541,287 | $832,750 | $285,600 |
| 2 | Benton County | $541,287 | $832,750 | $513,000 |
| 3 | Clackamas County | $541,287 | $832,750 | $611,000 |
| 4 | Clatsop County | $541,287 | $832,750 | $468,300 |
| 5 | Columbia County | $541,287 | $832,750 | $421,600 |
| 6 | Coos County | $541,287 | $832,750 | $337,800 |
| 7 | Crook County | $541,287 | $832,750 | $467,000 |
| 8 | Curry County | $541,287 | $832,750 | $381,300 |
| 9 | Deschutes County | $541,287 | $832,750 | $650,900 |
| 10 | Douglas County | $541,287 | $832,750 | $310,300 |
| 11 | Gilliam County | $541,287 | $832,750 | $189,300 |
| 12 | Grant County | $541,287 | $832,750 | $229,700 |
| 13 | Harney County | $541,287 | $832,750 | $242,100 |
| 14 | Hood River County | $541,287 | $832,750 | $660,000 |
| 15 | Jackson County | $541,287 | $832,750 | $430,200 |
| 16 | Jefferson County | $541,287 | $832,750 | $374,200 |
| 17 | Josephine County | $541,287 | $832,750 | $404,300 |
| 18 | Klamath County | $541,287 | $832,750 | $280,400 |
| 19 | Lake County | $541,287 | $832,750 | $219,500 |
| 20 | Lane County | $541,287 | $832,750 | $430,600 |
| 21 | Lincoln County | $541,287 | $832,750 | $410,800 |
| 22 | Linn County | $541,287 | $832,750 | $376,400 |
| 23 | Malheur County | $541,287 | $832,750 | $248,900 |
| 24 | Marion County | $541,287 | $832,750 | $416,400 |
| 25 | Morrow County | $541,287 | $832,750 | $240,400 |
| 26 | Multnomah County | $541,287 | $832,750 | $552,700 |
| 27 | Polk County | $541,287 | $832,750 | $454,700 |
| 28 | Sherman County | $541,287 | $832,750 | $211,800 |
| 29 | Tillamook County | $541,287 | $832,750 | $430,200 |
| 30 | Umatilla County | $541,287 | $832,750 | $282,600 |
| 31 | Union County | $541,287 | $832,750 | $294,600 |
| 32 | Wallowa County | $541,287 | $832,750 | $394,800 |
| 33 | Wasco County | $541,287 | $832,750 | $367,400 |
| 34 | Washington County | $541,287 | $832,750 | $588,000 |
| 35 | Wheeler County | $541,287 | $832,750 | $272,400 |
| 36 | Yamhill County | $541,287 | $832,750 | $471,700 |
About Oregon's Mortgage Market
Oregon has 36 counties, each with its own FHA and conforming loan limits for 2026. FHA limits in Oregon range from $541,287 to $541,287 for a single-family home. Conforming limits range from $832,750 to $832,750.
Use our mortgage calculator to compute monthly payments using Oregon-specific loan limits. Or explore a specific county above for detailed FHA vs conventional comparisons.
Frequently Asked Questions
What is the maximum FHA loan limit in Oregon?
The highest 2026 FHA limit in Oregon is $541,287 for a single-family home.
What is the maximum conforming loan limit in Oregon?
The highest 2026 conforming loan limit in Oregon is $832,750 for a single-family home. Loans above this threshold are considered "jumbo" and require stricter qualifications.
How many counties are in Oregon?
Oregon has 36 counties, each with its own loan limits published annually by FHFA and HUD.
Data Source: FHFA Conforming Loan Limits 2026, HUD FHA Forward Mortgage Limits 2026, U.S. Census Bureau ACS 5-Year Estimates. Public domain. This page is for informational purposes and does not constitute financial advice.