Wisconsin Mortgage Guide 2026
Compare 2026 FHA and conforming loan limits across all 72 counties in Wisconsin. FHA limits in this state range from $541,287 to $541,287, while conforming limits range from $832,750 to $832,750.
2026 Loan Limits by County in Wisconsin
| # | County | FHA Limit (1-Unit) | Conforming Limit (1-Unit) | Median Home Value |
|---|---|---|---|---|
| 1 | Adams County | $541,287 | $832,750 | $200,800 |
| 2 | Ashland County | $541,287 | $832,750 | $170,300 |
| 3 | Barron County | $541,287 | $832,750 | $216,600 |
| 4 | Bayfield County | $541,287 | $832,750 | $240,800 |
| 5 | Brown County | $541,287 | $832,750 | $266,000 |
| 6 | Buffalo County | $541,287 | $832,750 | $213,300 |
| 7 | Burnett County | $541,287 | $832,750 | $231,300 |
| 8 | Calumet County | $541,287 | $832,750 | $274,200 |
| 9 | Chippewa County | $541,287 | $832,750 | $257,900 |
| 10 | Clark County | $541,287 | $832,750 | $172,800 |
| 11 | Columbia County | $541,287 | $832,750 | $283,200 |
| 12 | Crawford County | $541,287 | $832,750 | $183,400 |
| 13 | Dane County | $541,287 | $832,750 | $394,800 |
| 14 | Dodge County | $541,287 | $832,750 | $231,900 |
| 15 | Door County | $541,287 | $832,750 | $342,600 |
| 16 | Douglas County | $541,287 | $832,750 | $205,800 |
| 17 | Dunn County | $541,287 | $832,750 | $243,200 |
| 18 | Eau Claire County | $541,287 | $832,750 | $261,000 |
| 19 | Florence County | $541,287 | $832,750 | $173,200 |
| 20 | Fond du Lac County | $541,287 | $832,750 | $222,800 |
| 21 | Forest County | $541,287 | $832,750 | $185,000 |
| 22 | Grant County | $541,287 | $832,750 | $200,700 |
| 23 | Green County | $541,287 | $832,750 | $250,200 |
| 24 | Green Lake County | $541,287 | $832,750 | $215,400 |
| 25 | Iowa County | $541,287 | $832,750 | $265,000 |
| 26 | Iron County | $541,287 | $832,750 | $165,900 |
| 27 | Jackson County | $541,287 | $832,750 | $196,100 |
| 28 | Jefferson County | $541,287 | $832,750 | $274,100 |
| 29 | Juneau County | $541,287 | $832,750 | $177,700 |
| 30 | Kenosha County | $541,287 | $832,750 | $265,500 |
| 31 | Kewaunee County | $541,287 | $832,750 | $222,200 |
| 32 | La Crosse County | $541,287 | $832,750 | $257,000 |
| 33 | Lafayette County | $541,287 | $832,750 | $194,500 |
| 34 | Langlade County | $541,287 | $832,750 | $158,200 |
| 35 | Lincoln County | $541,287 | $832,750 | $192,700 |
| 36 | Manitowoc County | $541,287 | $832,750 | $186,900 |
| 37 | Marathon County | $541,287 | $832,750 | $219,600 |
| 38 | Marinette County | $541,287 | $832,750 | $158,600 |
| 39 | Marquette County | $541,287 | $832,750 | $210,400 |
| 40 | Menominee County | $541,287 | $832,750 | $110,200 |
| 41 | Milwaukee County | $541,287 | $832,750 | $230,700 |
| 42 | Monroe County | $541,287 | $832,750 | $210,000 |
| 43 | Oconto County | $541,287 | $832,750 | $231,400 |
| 44 | Oneida County | $541,287 | $832,750 | $238,400 |
| 45 | Outagamie County | $541,287 | $832,750 | $267,300 |
| 46 | Ozaukee County | $541,287 | $832,750 | $390,200 |
| 47 | Pepin County | $541,287 | $832,750 | $214,800 |
| 48 | Pierce County | $541,287 | $832,750 | $333,700 |
| 49 | Polk County | $541,287 | $832,750 | $271,900 |
| 50 | Portage County | $541,287 | $832,750 | $243,100 |
| 51 | Price County | $541,287 | $832,750 | $162,500 |
| 52 | Racine County | $541,287 | $832,750 | $251,400 |
| 53 | Richland County | $541,287 | $832,750 | $197,500 |
| 54 | Rock County | $541,287 | $832,750 | $231,600 |
| 55 | Rusk County | $541,287 | $832,750 | $163,400 |
| 56 | Sauk County | $541,287 | $832,750 | $258,600 |
| 57 | Sawyer County | $541,287 | $832,750 | $236,200 |
| 58 | Shawano County | $541,287 | $832,750 | $194,000 |
| 59 | Sheboygan County | $541,287 | $832,750 | $232,700 |
| 60 | St. Croix County | $541,287 | $832,750 | $377,700 |
| 61 | Taylor County | $541,287 | $832,750 | $197,100 |
| 62 | Trempealeau County | $541,287 | $832,750 | $216,700 |
| 63 | Vernon County | $541,287 | $832,750 | $223,800 |
| 64 | Vilas County | $541,287 | $832,750 | $300,000 |
| 65 | Walworth County | $541,287 | $832,750 | $302,700 |
| 66 | Washburn County | $541,287 | $832,750 | $226,100 |
| 67 | Washington County | $541,287 | $832,750 | $344,800 |
| 68 | Waukesha County | $541,287 | $832,750 | $398,200 |
| 69 | Waupaca County | $541,287 | $832,750 | $211,400 |
| 70 | Waushara County | $541,287 | $832,750 | $203,100 |
| 71 | Winnebago County | $541,287 | $832,750 | $225,800 |
| 72 | Wood County | $541,287 | $832,750 | $175,600 |
About Wisconsin's Mortgage Market
Wisconsin has 72 counties, each with its own FHA and conforming loan limits for 2026. FHA limits in Wisconsin range from $541,287 to $541,287 for a single-family home. Conforming limits range from $832,750 to $832,750.
Use our mortgage calculator to compute monthly payments using Wisconsin-specific loan limits. Or explore a specific county above for detailed FHA vs conventional comparisons.
Frequently Asked Questions
What is the maximum FHA loan limit in Wisconsin?
The highest 2026 FHA limit in Wisconsin is $541,287 for a single-family home.
What is the maximum conforming loan limit in Wisconsin?
The highest 2026 conforming loan limit in Wisconsin is $832,750 for a single-family home. Loans above this threshold are considered "jumbo" and require stricter qualifications.
How many counties are in Wisconsin?
Wisconsin has 72 counties, each with its own loan limits published annually by FHFA and HUD.
Data Source: FHFA Conforming Loan Limits 2026, HUD FHA Forward Mortgage Limits 2026, U.S. Census Bureau ACS 5-Year Estimates. Public domain. This page is for informational purposes and does not constitute financial advice.