Mortgage Guide: Matanuska-Susitna Borough, Alaska
In Matanuska-Susitna Borough, Alaska, the 2026 FHA loan limit for a single-family home is $811,931, and the conforming loan limit is $1,249,125. The median home value in this county is $346,600, and median household income is $94,031.
📋 2026 Loan Limits by Property Type
FHA and Conforming limits for 1-4 unit properties in Matanuska-Susitna Borough
| Property Type | FHA Limit | Conforming Limit |
|---|---|---|
| 1-Unit | $811,931 | $1,249,125 |
| 2-Unit | $1,039,593 | $1,599,375 |
| 3-Unit | $1,256,580 | $1,933,200 |
| 4-Unit | $1,561,706 | $2,402,625 |
Source: FHFA Conforming Loan Limits 2026, HUD FHA Forward Mortgage Limits 2026.
💰 Monthly Payment Estimate (Median-Priced Home)
Based on current 30-year fixed rate of 7.40% and a home price of $346,600
| Loan Type | Down Payment | Est. Monthly P&I |
|---|---|---|
| FHA | 3.5% ($12,131) | $2,315/mo |
| Conventional (10%) | 10% ($34,660) | $2,159/mo |
| Conventional (20%) | 20% ($69,320) | $1,919/mo |
Estimates include principal and interest only. Property tax, insurance, and mortgage insurance (MIP/PMI) not included. Use our full calculator →
📍 Researching This Market?
See the median home value, 8-year price trend, rent, and price-to-rent ratio for Matanuska-Susitna Borough before you buy.
View Market Data for Matanuska-Susitna Borough →How Matanuska-Susitna Borough Compares
| Metric | Matanuska-Susitna Borough | U.S. Baseline |
|---|---|---|
| FHA Limit (1-unit) | $811,931 | $524,225 |
| Conforming Limit (1-unit) | $1,249,125 | $832,750 |
| Median Home Value | $346,600 | $355,000 (est.) |
| Median Household Income | $94,031 | $75,000 (est.) |
Frequently Asked Questions
What is the FHA loan limit in Matanuska-Susitna Borough?
The 2026 FHA limit for a single-family home in Matanuska-Susitna Borough is $811,931. This is above the national floor of $524,225.
What is the conforming loan limit in Matanuska-Susitna Borough?
The 2026 conforming loan limit is $1,249,125 for a single-family home. Loans above this amount are considered "jumbo" and typically require stricter credit and larger down payments.
Can I use a VA or USDA loan in Matanuska-Susitna Borough?
VA loans have no county limit for eligible veterans with full entitlement. USDA loans are available in eligible rural areas—check the USDA's eligibility map to confirm Matanuska-Susitna Borough qualifies.
Data Source: FHFA Conforming Loan Limits 2026, HUD FHA Forward Mortgage Limits 2026, U.S. Census Bureau ACS 5-Year Estimates. All data is public domain. This page is for informational purposes and does not constitute financial advice.