Alaska Mortgage Guide 2026
Compare 2026 FHA and conforming loan limits across all 30 counties in Alaska. FHA limits in this state range from $811,931 to $811,931, while conforming limits range from $1,249,125 to $1,249,125.
2026 Loan Limits by County in Alaska
| # | County | FHA Limit (1-Unit) | Conforming Limit (1-Unit) | Median Home Value |
|---|---|---|---|---|
| 1 | Aleutians East Borough | $811,931 | $1,249,125 | $135,500 |
| 2 | Aleutians West Census Area | $811,931 | $1,249,125 | $434,700 |
| 3 | Anchorage Municipality | $811,931 | $1,249,125 | $395,900 |
| 4 | Bethel Census Area | $811,931 | $1,249,125 | $168,100 |
| 5 | Bristol Bay Borough | $811,931 | $1,249,125 | $245,800 |
| 6 | Chugach Census Area | $811,931 | $1,249,125 | $346,200 |
| 7 | Copper River Census Area | $811,931 | $1,249,125 | $292,800 |
| 8 | Denali Borough | $811,931 | $1,249,125 | $275,000 |
| 9 | Dillingham Census Area | $811,931 | $1,249,125 | $159,000 |
| 10 | Fairbanks North Star Borough | $811,931 | $1,249,125 | $298,200 |
| 11 | Haines Borough | $811,931 | $1,249,125 | $293,300 |
| 12 | Hoonah-Angoon Census Area | $811,931 | $1,249,125 | $262,800 |
| 13 | Juneau City and Borough | $811,931 | $1,249,125 | $449,300 |
| 14 | Kenai Peninsula Borough | $811,931 | $1,249,125 | $323,200 |
| 15 | Ketchikan Gateway Borough | $811,931 | $1,249,125 | $393,300 |
| 16 | Kodiak Island Borough | $811,931 | $1,249,125 | $412,300 |
| 17 | Kusilvak Census Area | $811,931 | $1,249,125 | $84,300 |
| 18 | Lake and Peninsula Borough | $811,931 | $1,249,125 | $237,500 |
| 19 | Matanuska-Susitna Borough | $811,931 | $1,249,125 | $346,600 |
| 20 | Nome Census Area | $811,931 | $1,249,125 | $211,200 |
| 21 | North Slope Borough | $811,931 | $1,249,125 | $218,300 |
| 22 | Northwest Arctic Borough | $811,931 | $1,249,125 | $199,100 |
| 23 | Petersburg Borough | $811,931 | $1,249,125 | $315,100 |
| 24 | Prince of Wales-Hyder Census Area | $811,931 | $1,249,125 | $225,300 |
| 25 | Sitka City and Borough | $811,931 | $1,249,125 | $450,300 |
| 26 | Skagway Municipality | $811,931 | $1,249,125 | $435,400 |
| 27 | Southeast Fairbanks Census Area | $811,931 | $1,249,125 | $282,000 |
| 28 | Wrangell City and Borough | $811,931 | $1,249,125 | $296,400 |
| 29 | Yakutat City and Borough | $811,931 | $1,249,125 | $219,400 |
| 30 | Yukon-Koyukuk Census Area | $811,931 | $1,249,125 | $98,500 |
About Alaska's Mortgage Market
Alaska has 30 counties, each with its own FHA and conforming loan limits for 2026. FHA limits in Alaska range from $811,931 to $811,931 for a single-family home. Conforming limits range from $1,249,125 to $1,249,125.
Use our mortgage calculator to compute monthly payments using Alaska-specific loan limits. Or explore a specific county above for detailed FHA vs conventional comparisons.
Frequently Asked Questions
What is the maximum FHA loan limit in Alaska?
The highest 2026 FHA limit in Alaska is $811,931 for a single-family home.
What is the maximum conforming loan limit in Alaska?
The highest 2026 conforming loan limit in Alaska is $1,249,125 for a single-family home. Loans above this threshold are considered "jumbo" and require stricter qualifications.
How many counties are in Alaska?
Alaska has 30 counties, each with its own loan limits published annually by FHFA and HUD.
Data Source: FHFA Conforming Loan Limits 2026, HUD FHA Forward Mortgage Limits 2026, U.S. Census Bureau ACS 5-Year Estimates. Public domain. This page is for informational purposes and does not constitute financial advice.