Mortgage Guide: Yukon-Koyukuk Census Area, Alaska
In Yukon-Koyukuk Census Area, Alaska, the 2026 FHA loan limit for a single-family home is $811,931, and the conforming loan limit is $1,249,125. The median home value in this county is $98,500, and median household income is $55,741.
📋 2026 Loan Limits by Property Type
FHA and Conforming limits for 1-4 unit properties in Yukon-Koyukuk Census Area
| Property Type | FHA Limit | Conforming Limit |
|---|---|---|
| 1-Unit | $811,931 | $1,249,125 |
| 2-Unit | $1,039,593 | $1,599,375 |
| 3-Unit | $1,256,580 | $1,933,200 |
| 4-Unit | $1,561,706 | $2,402,625 |
Source: FHFA Conforming Loan Limits 2026, HUD FHA Forward Mortgage Limits 2026.
💰 Monthly Payment Estimate (Median-Priced Home)
Based on current 30-year fixed rate of 7.40% and a home price of $98,500
| Loan Type | Down Payment | Est. Monthly P&I |
|---|---|---|
| FHA | 3.5% ($3,447) | $658/mo |
| Conventional (10%) | 10% ($9,850) | $613/mo |
| Conventional (20%) | 20% ($19,700) | $545/mo |
Estimates include principal and interest only. Property tax, insurance, and mortgage insurance (MIP/PMI) not included. Use our full calculator →
📍 Researching This Market?
See the median home value, 8-year price trend, rent, and price-to-rent ratio for Yukon-Koyukuk Census Area before you buy.
View Market Data for Yukon-Koyukuk Census Area →How Yukon-Koyukuk Census Area Compares
| Metric | Yukon-Koyukuk Census Area | U.S. Baseline |
|---|---|---|
| FHA Limit (1-unit) | $811,931 | $524,225 |
| Conforming Limit (1-unit) | $1,249,125 | $832,750 |
| Median Home Value | $98,500 | $355,000 (est.) |
| Median Household Income | $55,741 | $75,000 (est.) |
Frequently Asked Questions
What is the FHA loan limit in Yukon-Koyukuk Census Area?
The 2026 FHA limit for a single-family home in Yukon-Koyukuk Census Area is $811,931. This is above the national floor of $524,225.
What is the conforming loan limit in Yukon-Koyukuk Census Area?
The 2026 conforming loan limit is $1,249,125 for a single-family home. Loans above this amount are considered "jumbo" and typically require stricter credit and larger down payments.
Can I use a VA or USDA loan in Yukon-Koyukuk Census Area?
VA loans have no county limit for eligible veterans with full entitlement. USDA loans are available in eligible rural areas—check the USDA's eligibility map to confirm Yukon-Koyukuk Census Area qualifies.
Data Source: FHFA Conforming Loan Limits 2026, HUD FHA Forward Mortgage Limits 2026, U.S. Census Bureau ACS 5-Year Estimates. All data is public domain. This page is for informational purposes and does not constitute financial advice.