Arkansas Mortgage Guide 2026
Compare 2026 FHA and conforming loan limits across all 75 counties in Arkansas. FHA limits in this state range from $541,287 to $541,287, while conforming limits range from $832,750 to $832,750.
2026 Loan Limits by County in Arkansas
| # | County | FHA Limit (1-Unit) | Conforming Limit (1-Unit) | Median Home Value |
|---|---|---|---|---|
| 1 | Arkansas County | $541,287 | $832,750 | $138,100 |
| 2 | Ashley County | $541,287 | $832,750 | $91,900 |
| 3 | Baxter County | $541,287 | $832,750 | $174,600 |
| 4 | Benton County | $541,287 | $832,750 | $323,500 |
| 5 | Boone County | $541,287 | $832,750 | $188,900 |
| 6 | Bradley County | $541,287 | $832,750 | $94,800 |
| 7 | Calhoun County | $541,287 | $832,750 | $110,700 |
| 8 | Carroll County | $541,287 | $832,750 | $210,400 |
| 9 | Chicot County | $541,287 | $832,750 | $89,100 |
| 10 | Clark County | $541,287 | $832,750 | $155,000 |
| 11 | Clay County | $541,287 | $832,750 | $94,600 |
| 12 | Cleburne County | $541,287 | $832,750 | $179,800 |
| 13 | Cleveland County | $541,287 | $832,750 | $137,600 |
| 14 | Columbia County | $541,287 | $832,750 | $152,100 |
| 15 | Conway County | $541,287 | $832,750 | $154,100 |
| 16 | Craighead County | $541,287 | $832,750 | $210,400 |
| 17 | Crawford County | $541,287 | $832,750 | $182,800 |
| 18 | Crittenden County | $541,287 | $832,750 | $160,200 |
| 19 | Cross County | $541,287 | $832,750 | $117,500 |
| 20 | Dallas County | $541,287 | $832,750 | $97,300 |
| 21 | Desha County | $541,287 | $832,750 | $90,900 |
| 22 | Drew County | $541,287 | $832,750 | $140,800 |
| 23 | Faulkner County | $541,287 | $832,750 | $232,700 |
| 24 | Franklin County | $541,287 | $832,750 | $130,800 |
| 25 | Fulton County | $541,287 | $832,750 | $113,800 |
| 26 | Garland County | $541,287 | $832,750 | $194,300 |
| 27 | Grant County | $541,287 | $832,750 | $161,700 |
| 28 | Greene County | $541,287 | $832,750 | $169,300 |
| 29 | Hempstead County | $541,287 | $832,750 | $105,700 |
| 30 | Hot Spring County | $541,287 | $832,750 | $151,100 |
| 31 | Howard County | $541,287 | $832,750 | $153,900 |
| 32 | Independence County | $541,287 | $832,750 | $142,600 |
| 33 | Izard County | $541,287 | $832,750 | $129,100 |
| 34 | Jackson County | $541,287 | $832,750 | $98,300 |
| 35 | Jefferson County | $541,287 | $832,750 | $113,400 |
| 36 | Johnson County | $541,287 | $832,750 | $135,300 |
| 37 | Lafayette County | $541,287 | $832,750 | $81,000 |
| 38 | Lawrence County | $541,287 | $832,750 | $98,900 |
| 39 | Lee County | $541,287 | $832,750 | $75,300 |
| 40 | Lincoln County | $541,287 | $832,750 | $108,000 |
| 41 | Little River County | $541,287 | $832,750 | $113,500 |
| 42 | Logan County | $541,287 | $832,750 | $139,900 |
| 43 | Lonoke County | $541,287 | $832,750 | $193,600 |
| 44 | Madison County | $541,287 | $832,750 | $178,100 |
| 45 | Marion County | $541,287 | $832,750 | $163,300 |
| 46 | Miller County | $541,287 | $832,750 | $153,900 |
| 47 | Mississippi County | $541,287 | $832,750 | $122,500 |
| 48 | Monroe County | $541,287 | $832,750 | $88,700 |
| 49 | Montgomery County | $541,287 | $832,750 | $151,900 |
| 50 | Nevada County | $541,287 | $832,750 | $83,300 |
| 51 | Newton County | $541,287 | $832,750 | $169,300 |
| 52 | Ouachita County | $541,287 | $832,750 | $102,100 |
| 53 | Perry County | $541,287 | $832,750 | $130,200 |
| 54 | Phillips County | $541,287 | $832,750 | $78,200 |
| 55 | Pike County | $541,287 | $832,750 | $121,600 |
| 56 | Poinsett County | $541,287 | $832,750 | $103,000 |
| 57 | Polk County | $541,287 | $832,750 | $138,400 |
| 58 | Pope County | $541,287 | $832,750 | $170,100 |
| 59 | Prairie County | $541,287 | $832,750 | $96,400 |
| 60 | Pulaski County | $541,287 | $832,750 | $214,700 |
| 61 | Randolph County | $541,287 | $832,750 | $130,600 |
| 62 | Saline County | $541,287 | $832,750 | $221,200 |
| 63 | Scott County | $541,287 | $832,750 | $115,000 |
| 64 | Searcy County | $541,287 | $832,750 | $110,000 |
| 65 | Sebastian County | $541,287 | $832,750 | $176,200 |
| 66 | Sevier County | $541,287 | $832,750 | $117,600 |
| 67 | Sharp County | $541,287 | $832,750 | $105,100 |
| 68 | St. Francis County | $541,287 | $832,750 | $90,900 |
| 69 | Stone County | $541,287 | $832,750 | $171,600 |
| 70 | Union County | $541,287 | $832,750 | $120,900 |
| 71 | Van Buren County | $541,287 | $832,750 | $135,700 |
| 72 | Washington County | $541,287 | $832,750 | $298,400 |
| 73 | White County | $541,287 | $832,750 | $163,600 |
| 74 | Woodruff County | $541,287 | $832,750 | $106,500 |
| 75 | Yell County | $541,287 | $832,750 | $143,600 |
About Arkansas's Mortgage Market
Arkansas has 75 counties, each with its own FHA and conforming loan limits for 2026. FHA limits in Arkansas range from $541,287 to $541,287 for a single-family home. Conforming limits range from $832,750 to $832,750.
Use our mortgage calculator to compute monthly payments using Arkansas-specific loan limits. Or explore a specific county above for detailed FHA vs conventional comparisons.
Frequently Asked Questions
What is the maximum FHA loan limit in Arkansas?
The highest 2026 FHA limit in Arkansas is $541,287 for a single-family home.
What is the maximum conforming loan limit in Arkansas?
The highest 2026 conforming loan limit in Arkansas is $832,750 for a single-family home. Loans above this threshold are considered "jumbo" and require stricter qualifications.
How many counties are in Arkansas?
Arkansas has 75 counties, each with its own loan limits published annually by FHFA and HUD.
Data Source: FHFA Conforming Loan Limits 2026, HUD FHA Forward Mortgage Limits 2026, U.S. Census Bureau ACS 5-Year Estimates. Public domain. This page is for informational purposes and does not constitute financial advice.